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Comment, Analysis & Research

02/16/2023

Kokkie Kooyman: Bank lending data reflects SA’s “privatisation by stealth” – businesses investing as State services fail

If you still get lending growth of, let’s say again 10%, remember inflation is about 6%, so maybe even at 8%, then the banks will have another good year this year.

02/15/2023

How bankers are under-developing the national economy

That’s the only conclusion one is left with after the punishment by banks and government during the past few weeks.

02/13/2023

Recession warning for South Africa

Sustained outages are seen as the most significant risk to economic growth.

02/10/2023

If everyone is included financially and digitally, we won’t need cash for anything – Ogechi Chinwe Altraide

If everybody understands how to do that transaction, then we would have succeeded in reducing cash or even eliminating cash from our system.

02/10/2023

African economies remain upbeat despite multiple shocks, says African Development Bank VP Urama

On top of health impacts, Kpodar said that loss of learning hours due to school closures created a setback to human capital development in these countries.

02/09/2023

Capitec says this skill will be the future of work in South Africa

Capitec said that businesses cannot underestimate the role of data in the digital economy, adding that it is no longer just data scientists who must manage the data but members of an organisation at large.

02/08/2023

The cheapest bank accounts in South Africa: Capitec vs FNB vs Absa vs Nedbank vs Standard Bank and more

As a general rule, the researchers base the transaction profiles on what the major banks recommend to save money – so cash withdrawals are low, there are no physical visits to branches, and where purchases are made they’re done online or via m

02/08/2023

SA medical schemes showing signs of recovery, study finds

Gems is the only closed medical scheme included in the survey.

02/07/2023

Kenya ranked fifth in Africa on AI readiness

Globally, Kenya was ranked position 90 as countries prepare the ground for disruption expected from the new technology.

02/07/2023

Bad news for salary increases in 2023

Businesses will also likely see a decrease in revenue, meaning that salary increases may be delayed or reduced.

02/03/2023

The safest and most dangerous countries in the world – and where South Africa ranks

Low crime rates in a country often correspond with strict gun control laws, effective law enforcement and a high standard of public healthcare – much like Japan, said Wisevoter.

02/03/2023

South Africa’s middle class is in big trouble

Middle-class consumers earning R20,000 a month or more now have 21% more unsecured debt than they did in 2016.

02/02/2023

Banks, saccos double size of subsidised mortgage to Sh8m

This forced KMRC to double the size of its mortgages that are lent at an average of 9.5 percent—which is lower than the market rate of between 11.5 percent and 18.18 percent.

02/02/2023

The most valuable banks in South Africa in 2023

Standard Bank’s brand value grew by over 10% in the last year to reach over $1.74 billion US dollars.

02/01/2023

Why Actuaries will be key to Kenyan banking sector growth

Inadequate implementation of pricing frameworks has led banks to be cautious in accommodating risk in credit pricing, muting loan growths.

01/30/2023

Bright Simons: Is this the beginning of the end of Ghana’s fiscal crisis?

The deals agreed between Ghana’s Finance Ministry and the key financial market players, welcome relief from the stress and anxiety of recent weeks though they are, are significantly caveated.

01/30/2023

Ramaphosa: Govt plan to help South Africans install solar may be announced soon

South Africa experienced over 200 days of load shedding in 2022, while not a single day of 2023 has been without cuts.

01/26/2023

Dominance of Big Five countries puts Kenya's remittance inflows at risk

The dominance of the countries on remittances, which is the single biggest source of forex inflows ahead of tea and horticulture earnings, poses a threat should the nations face economic shocks.

01/26/2023

Some good news for South Africa’s economy – but there’s a big catch

The economist said that the latest January consensus from Bloomberg also shows no recession in South Africa this year

01/26/2023

Naspers to cut jobs in South Africa

Van Dijk declined to say how many people would lose their jobs.

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